|
Newly issued savings bonds in September are sought after! Certificate-style government bonds must be purchased over the counter Source: Guangzhou Daily client "Recently, government bonds are very popular among citizens, especially before, electronic government bonds can be purchased on the computer, which is basically a seckill. This month's issuance of certificate-type government bonds must be purchased at the outlet counter, which coincides with the small long holiday. , the progress will be slower than the previous period." A relevant person of a joint-stock bank in Guangzhou told reporters. The reporter learned that the third and fourth tranches of savings bonds (certificate type) in 2022 (hereinafter referred to as the third and fourth tranches) will be issued this time. 19th of May. According to the announcement, the third and fourth tranches of treasury bonds issued this month are of fixed-rate, fixed-term varieties, with a maximum total issuance of 30 billion yuan. The term of the third phase is 3 years, the annual coupon rate is 3.05%, and the maximum issuance amount is 15 billion yuan. The term of the fourth phase is 5 years, the annual coupon rate is 3.22%, and the maximum issuance amount is 15 billion yuan. It is worth noting that savings treasury bonds (certificate type) are registered treasury bonds, and the registration method adopts the real-name system. Losses can be reported, but they cannot be renamed and cannot be circulated and transferred. How to buy it? The reporter learned that the savings bonds (certificate type) will be issued to individuals at face value through the members of the savings bond underwriting syndicate from 2021 to 2023 during the issuance period, and the face value of the issuance is in units of 100 yuan. The members of the underwriting syndicate include 40 financial institutions including six state-owned banks and a number of joint-stock commercial banks. The members of the underwriting syndicate shall provide investors with the "Receipt Certificate of the People's Republic of China Savings Treasury Bonds (Voucher Type)". On September 11, the reporter noticed that only the mobile apps of some banks such as China Merchants Bank and Ping An Bank can query the third and fourth tranches of 2022 savings treasury bonds (certificate type). On the product interface, all prompts: you need to go to the outlet counter to go through the subscription procedures, and the mobile app interface of Ping An Bank displays the remaining quota of the product. As of the press release, the 5-year savings treasury bond (certificate type) is more sought after, and the remaining quota Only 7.5 million yuan, and the remaining amount of the third phase of savings treasury bonds (certificate type) is 22.87 million yuan. It is reported that the third and fourth tranches of savings treasury bonds (certificate type) can be redeemed in advance. Investors who redeem the two tranches of treasury bonds in advance will accrue interest according to the actual holding time and the corresponding tiered interest rates. Starting from today, the two tranches of treasury bonds will be held for less than half a year and no interest will be paid, the interest will be calculated at the annual interest rate of 0.35% after six months and less than one year, 1.52% after one year and less than two years, and 2.54% after two years and less than three years. The interest of the fourth tranche of treasury bonds shall be calculated at 3.04% after the holding period of 3 years but less than 4 years, and 3.15% after 4 years and less than 5 years. Text/Guangzhou Daily Xinhuacheng reporter Wang Chuhan |